Direct Deposit

Deposit your paycheck directly into your account. It’s safer and faster than paper deposits, and you can access your money the same day it’s deposited. Log in to your U.S. Bank account or sign up to get started.

DIY - Setup direct deposit without employer

Set up direct deposit in minutes.

With our automated setup, enrolling in direct deposit is as easy as 1-2-3. Skip the tedious payroll forms and set up direct deposit yourself. All you need is your payroll or employee login. Your direct deposit update is seamless, secure and verified in real time.

Step 1 - DIY direct deposit setup: Who pays you?

Search for your employer or payroll provider

Step 2 - Logging in

Log in with your existing account

Step 3 - Direct deposit confirmation

You’re all done!

Don’t have a U.S. Bank checking account?

Find a checking account made for you. Then you’ll be able to deposit your paycheck directly into your account with our automated setup. Apply today – it’s fast, easy and secure.

Frequently asked questions

How long will it take for my direct deposit setup to take effect?

It can take 1 to 2 pay periods for the change to take effect. However, this can vary by employer or payroll provider.

What if I don’t see my employer?

There are over 40,000 employers supporting 75% of the U.S. workforce. If you can’t find your employer or payroll provider, U.S. Bank provides a prefilled PDF with the information you will you’ll need to set up direct deposit with your employer or payroll provider.

What if I don’t remember my employer or payroll login?

Most employers or payroll providers allow you to recover your login credentials as you are setting up your direct deposit through U.S. Bank. However, depending on your employer, you may be required to complete the recovery process outside of the DIY direct deposit setup.

How will I know if my direct deposit switch was made?

You will get a confirmation from U.S. Bank if the direct deposit setup was successful. You can also log in directly to your employer or payroll provider and verify the update.

How can I edit my preferences once I have set up my direct deposit?

To make any changes and edits you will need to go through your employer or payroll provider. You will not be able to edit of change your preferences through U.S. Bank’s DIY direct deposit feature.

How can I update my direct deposit for social security or other federal benefits?

Be prepared to provide your U.S. Bank deposit account type (checking or savings), account number and routing number, your Social Security Number, and other required information.

How will U.S. Bank protect my personal information?

At U.S. Bank, we protect your information with the highest levels of security, encryption and firewalls.

Start of disclosure content

Disclosures

Deposit products are offered by U.S. Bank National Association. Member FDIC.

Equal Housing Lender

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Minneapolis, MN 55402 © 2024 U.S. Bank end of main

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